Title 41 · ID 41

Chapter 19 – Idaho State Legislature

Citation: Idaho Code § t41ch19

Section: t41ch19

Chapter 19 – Idaho State Legislature

The official website of the Idaho Legislature

State of Idaho

Who’s My Legislator?

×Search Entire SiteSearch Idaho StatutesSearch Idaho ConstitutionSearch House of RepresentativesSearch SenateSearch Capitol ServicesSearch 2026 Regular Legislative SessionSearch 2025 Regular Legislative SessionSearch 2024 Regular Legislative SessionSearch 2023 Regular Legislative SessionSearch 2022 Extraordinary Legislative SessionSearch 2022 Regular Legislative SessionSearch 2021 Regular Legislative SessionSearch 2020 Extraordinary Legislative SessionSearch 2020 Regular Legislative SessionSearch 2019 Regular Legislative SessionSearch 2018 Regular Legislative SessionSearch 2017 Regular Legislative SessionSearch 2016 Regular Legislative SessionSearch 2015 Extraordinary Legislative SessionSearch 2015 Regular Legislative SessionSearch 2014 Regular Legislative SessionSearch 2013 Regular Legislative SessionSearch 2012 Regular Legislative SessionSearch 2011 Regular Legislative SessionSearch 2010 Regular Legislative SessionSearch 2009 Regular Legislative SessionSearch 2008 Regular Legislative SessionSearch 2007 Regular Legislative SessionSearch 2006 Extraordinary Legislative SessionSearch 2006 Regular Legislative SessionSearch 2005 Regular Legislative SessionSearch 2004 Regular Legislative SessionSearch 2003 Regular Legislative SessionSearch 2002 Regular Legislative SessionSearch 2001 Regular Legislative SessionSearch 2000 Extraordinary Legislative SessionSearch 2000 Regular Legislative SessionSearch 1999 Regular Legislative SessionSearch 1998 Regular Legislative Session Search

Senate

Senate Leadership

Senate Membership

Senate Reading Calendars

Senate Standing Committees

Senate/Joint Rules

Senate Staff

Senate Page Program

Session Job Opportunities

Legislative Housing

House

House Leadership

House Membership

House Reading Calendars

House Standing Committees

House/Joint Rules

House Staff

House Page Program

Session Job Opportunities

Legislative Housing

Committees

Senate Standing Committees

House Standing Committees

Joint Standing Committees

Legislative Compensation

Legislative Council

Testiying Before Legislative Committees

Legislators

Senate Membership

House Membership

Who’s My Legislator?

Contacting Legislators

Laws/Rules

Idaho Statutes

Idaho Constitution

Idaho Session Laws

Administrative Rules

Senate Rules

House Rules

Joint Senate and House Rules

Legislative Sessions

Live Audio/Video Streaming

Home Idaho Laws & Rules Idaho Statutes Title 41 Chapter 19

Print Friendly

Idaho Statutes

Idaho Statutes are updated to the website July 1 following the legislative session.

Search Idaho Statutes

Search Statutes Search Constitution

TITLE 41 INSURANCE

CHAPTER 19 LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS

Download Entire Chapter (PDF)

41-1901 SCOPE OF CHAPTER.

41-1902 “INDUSTRIAL LIFE INSURANCE” DEFINED.

41-1903 STANDARD PROVISIONS REQUIRED.

41-1904 GRACE PERIOD.

41-1905 INCONTESTABILITY.

41-1906 ENTIRE CONTRACT.

41-1907 MISSTATEMENT OF AGE.

41-1908 DIVIDENDS.

41-1909 POLICY LOAN.

41-1910 TABLE OF INSTALMENTS.

41-1911 REINSTATEMENT.

41-1912 PAYMENT OF PREMIUMS.

41-1913 PAYMENT OF CLAIMS.

41-1914 BENEFICIARY — INDUSTRIAL POLICIES.

41-1915 TITLE.

41-1916 EXCLUDED OR RESTRICTED COVERAGE.

41-1917 STANDARD PROVISIONS — ANNUITY AND PURE ENDOWMENT CONTRACTS.

41-1918 GRACE PERIOD — ANNUITIES.

41-1919 INCONTESTABILITY — ANNUITIES.

41-1920 ENTIRE CONTRACT — ANNUITIES.

41-1921 MISSTATEMENT OF AGE OR SEX — ANNUITIES.

41-1922 DIVIDENDS — ANNUITIES.

41-1923 REINSTATEMENT — ANNUITIES.

41-1924 STANDARD PROVISIONS — REVERSIONARY ANNUITIES.

41-1925 LIMITATION OF LIABILITY.

41-1926 PROHIBITED PROVISIONS — INDUSTRIAL LIFE INSURANCE.

41-1927 STANDARD NONFORFEITURE LAW — LIFE INSURANCE.

41-1927A STANDARD NONFORFEITURE LAW FOR INDIVIDUAL DEFERRED ANNUITIES.

41-1928 NONFORFEITURE BENEFITS — CERTAIN INTERIM POLICIES.

41-1929 INCONTESTABILITY AND LIMITATION OF LIABILITY AFTER REINSTATEMENT.

41-1930 POLICY SETTLEMENTS.

41-1931 INDEBTEDNESS DEDUCTED FROM PROCEEDS.

41-1932 PARTICIPATING AND NONPARTICIPATING POLICIES — RIGHT TO ISSUE.

41-1933 PARTICIPATING AND NONPARTICIPATING POLICIES — ACCOUNTING.

41-1934 PROHIBITED POLICY PLANS.

41-1935 LIFE INSURANCE AND ANNUITIES — TWENTY DAY FREE EXAMINATION.

41-1936 SEPARATE ACCOUNTS — OPERATION AND MANAGEMENT.

41-1937 VARIABLE CONTRACTS — STATEMENT OF ESSENTIAL FEATURES.

41-1938 VARIABLE CONTRACTS — AUTHORITY OF INSURER TO ISSUE.

41-1939 VARIABLE CONTRACTS — REGULATION THEREOF.

41-1940 ANNUITY CONSUMER PROTECTIONS ACT.

41-1940A ANNUITY CONSUMER PROTECTIONS — SUITABILITY DUTIES.

41-1940B ANNUITY CONSUMER PROTECTION — SUPERVISION SYSTEM.

41-1940C ANNUITY CONSUMER PROTECTION — PRODUCER TRAINING.

41-1940D ANNUITY CONSUMER PROTECTION — COMPLIANCE MITIGATION.

41-1940E ANNUITY CONSUMER PROTECTION — RECORDKEEPING.

41-1941 ANNUITY CONSUMER PROTECTIONS — DISCLOSURES.

41-1942 ADVERTISEMENT OF INTEREST-INDEXED ANNUITIES.

41-1943 STANDARDS FOR POLICY PROVISIONS FOR ANNUITIES.

41-1950 SHORT TITLE AND SCOPE.

41-1951 DEFINITIONS.

41-1952 LICENSE REQUIREMENT.

41-1953 FILING OF LIFE SETTLEMENT CONTRACTS AND DISCLOSURE STATEMENTS.

41-1954 REPORTING REQUIREMENTS AND PRIVACY.

41-1955 EXAMINATION AND RECORDS.

41-1956 DISCLOSURE TO OWNER UPON APPLICATION.

41-1957 DISCLOSURE TO OWNER BY PROVIDER UPON SETTLEMENT CONTRACT.

41-1958 DISCLOSURE TO OWNER BY BROKER UPON SETTLEMENT CONTRACT.

41-1959 NOTICE OF CHANGE BY PROVIDER.

41-1960 GENERAL RULES.

41-1961 PERMITTED LIFE SETTLEMENTS AND SUPPORTING DOCUMENTATION.

41-1962 PROHIBITED PRACTICES AND CONFLICTS OF INTEREST.

41-1963 ADVERTISING FOR LIFE SETTLEMENTS.

41-1964 PENALTY — UNFAIR TRADE PRACTICES.

41-1965 AUTHORITY TO PROMULGATE RULES.

How current is this law?

Who’s My Legislator?

State Senate P.O. Box 83720Boise, ID 83720-0081P: 208-332-1000 | F: 208-334-2320 Public Records Request: P: 208-334-2475 E: [email protected]

House of Representatives P.O. Box 83720Boise, ID 83720-0038P: 208-332-1000

Information Center: P: 208-332-1000 E: [email protected]

Legislative Services Office P.O. Box 83720Boise, ID 83720-0054P: 208-334-2475TTY/TTD Call: 7-1-1 Website issues: E: [email protected]

Capitol Gift Shop

Congressional Delegation

© 2026 Idaho State Legislature. | Maintained By: [email protected] Site Disclaimer -- Privacy Policy -- Cybersecurity