St. Charles: Housing & Real Estate
The median St. Charles home is valued at $210,000 (estimated market value runs 15% higher at $241,546), with median rent $-666,666,666. Homeownership rate: 97.9%. That's 1.1× higher than the Bear Lake County median ($194,700); 1.6× below the Idaho median ($333,415). Market is warm. Vacancy rate 58.7%. New construction makes up 10.1% of stock. A municipal building code is in effect.
- -0.0× annual income — home value vs. household income (vs Idaho 4.3×).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $210,000 — 0.6× the Idaho median ($333,415). Median rent $-666,666,666/month. homeownership rate 97.9% — above the U.S. share of ~65%.
| Fair Market Rent · Studio rent | $768 |
|---|---|
| Fair Market Rent · One-bedroom rent | $773 |
| Fair Market Rent · Two-bedroom rent | $973 |
| Fair Market Rent · Three-bedroom rent | $1,353 |
| Fair Market Rent · Four-bedroom rent | $1,632 |
| Fair Market Rent · HUD FMR area | Bear Lake County, ID |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $241,546 |
| Median Home Value | $210,000 (vs Idaho $333,415) |
| Median Rent | $-666,666,666 (vs Idaho $1,070) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 58.7% |
| Housing Market · New construction (% of stock) | 10.1% |
| Housing Market · Price Appreciation 2Yr | 6.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 99.5% |
| Broadband · Broadband-capable premises | 193 |
| Electricity · Electricity rate (¢/kWh) | 11.52¢/kWh |
| Electricity · Customers | 868,141 |
| Electricity · Revenue Millions | $1,133 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 100% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 97.9% |
|---|---|
| Median Year Built | 1944 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12