Housing & Real Estate — Spirit Lake, Idaho
Overview
| Total Housing Units | 729 |
| Occupied | 709 |
| Vacant | 20 |
| Owner-Occupied | 608 |
| Renter-Occupied | 101 |
| Median Home Value (Census) | $436,600 |
| Estimated 2026 | ~$482,000 |
| Median Rent | $1,003/mo |
| Median Property Tax | $2,000/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | expensive |
| Rent as % of Income | 18.5% |
| Severely Rent-Burdened | 14.7% |
Housing Age
| Built 2010 or later | 278 |
| Built 2000-2009 | 202 |
| Built 1990-1999 | 84 |
| Built before 1960 | 159 |
| Median Year Built | 1997 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.