St. Maries: Economy & Jobs

Earnings in St. Maries center on a median $60,458 (about the same as Benewah County median $59,794; 1.3× below Idaho median $77,994), with homes at a median value of $236,300. The surrounding county supports 3,392 jobs (avg $56,185).

Income & Affordability

Median household income $60,458 — below the Idaho median ($77,994). Poverty rate 12.7% (U.S. average ~12.5%). 41% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.9×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income17.0%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened41.0%
Affordability · Poverty Rate12.7%
Affordability · Property Tax Pct Income2.3%
Irs Income · IRS tax returns filed$4,580
Irs Income · Total Adjusted Gross Income (thousands)$268,737
Irs Income · Average AGI per return$58,676
Irs Income · Year2022
Income Estimate$59,788
Median Household Income$60,458 (vs Idaho $77,994)
Poverty Rate12.7%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryManufacturing
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$60,458

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.0% — below the U.S. average of ~4%. 6% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct6.5%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)3,392
Employment · Total annual wages (county)$190,606,508
Employment · Average annual pay$56,185
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment822,690
Unemployment Rate3.0% (vs Idaho 3.7%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms25
Agriculture · Land In Farms Acres21,154
Agriculture · Avg Farm Size Acres846.20
Agriculture · Top CommoditiesCrop Totals, Grain, Wheat, Field Crops, Other, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)263
Business Patterns · Total Employees2,181
Business Patterns · Annual Payroll Thousands101,382
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores3
Local Businesses · Gas Stations4
Local Businesses · General Merchandise3
Local Businesses · Auto Repair7
Local Businesses · Real Estate Offices5
Local Businesses · Commercial Banks4
Local Businesses · Insurance Agencies4
Local Businesses · Dental Offices3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants7
Dining Scene · Fast Food6
Dining Scene · Bars6
Dining Scene · Coffee Snacks4

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (2)

Banner Bank
ST MARIES FINANCIAL CENTER · 1500 Main Ave · 83861
Columbia Bank
PLUMMER BRANCH · 365 10th And D Street · 83851

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Fernwood Mercantile
Grocery Store · 64147 Highway 3 S
Nearest Snap · NameFernwood Mercantile
Nearest Snap · Total In Area4

Sources: USDA SNAP — county FIPS aggregate

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameGREATER SWAN VALLEY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$120,214,363
Federal Spending · Per Capita12,614.31
Federal Spending · Population9,530 people

Sources: USAspending API

Other

Pct Drove Alone82.4%
Pct Public Transit1.1%
Pct Walked6.5%
Retirement Score · Median age41.1 years (vs Idaho 37.6y)
Retirement Score · Ss Household Pct33.6%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12