St. Maries: Housing & Real Estate
The median St. Maries home is valued at $236,300 (estimated market value runs 11% higher at $261,330), with median rent $871 (1.1× higher than Benewah County median $812; 1.2× below Idaho median $1,070). Homeownership rate: 62.3%. That's about the same as the Benewah County median ($241,700); 1.4× below the Idaho median ($333,415). Market is warm. Vacancy rate 4.6%. New construction makes up 2.6% of stock. A municipal building code is in effect.
- 3.9× annual income — home value vs. household income (vs Idaho 4.3×).
- 22.6 years to break even renting at the median (vs Idaho 26y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 19% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $236,300 — 0.7× the Idaho median ($333,415). Median rent $871/month. homeownership rate 62.3% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.9× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 17.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 41.0% |
| Affordability · Poverty Rate | 12.7% |
| Affordability · Property Tax Pct Income | 2.3% |
| Fair Market Rent · Studio rent | $744 |
| Fair Market Rent · One-bedroom rent | $822 |
| Fair Market Rent · Two-bedroom rent | $1,079 |
| Fair Market Rent · Three-bedroom rent | $1,469 |
| Fair Market Rent · Four-bedroom rent | $1,655 |
| Fair Market Rent · HUD FMR area | Benewah County, ID |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $261,330 |
| Median Home Value | $236,300 (vs Idaho $333,415) |
| Median Rent | $871 (vs Idaho $1,070) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 4.6% |
| Housing Market · New construction (% of stock) | 2.6% |
| Housing Market · Price Appreciation 2Yr | 15.0% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 71.3% |
| Broadband · Broadband-capable premises | 1,388 |
| Electricity · Electricity rate (¢/kWh) | 11.52¢/kWh |
| Electricity · Customers | 868,141 |
| Electricity · Revenue Millions | $1,133 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 62.3% |
|---|---|
| Median Year Built | 1963 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12